Sep 2026
$334K
+12.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Racine, WI housing market
Racine, WI metro median sale price $334K in Sep 2026, up 12.7% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Racine, WI metro is $334K as of Sep 2026, up 12.7% from a year earlier. That is the 10th-largest year-over-year gain of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 7.2% through Q2 2026, 5.5 points apart; Price reconciliation below shows both.
On median sale price, Racine ($334K) ranks 5th of the 13 Wisconsin metros Pecan Street tracks, between Appleton ($349K) and Eau Claire ($332K). On median days on market, Racine (33 days) ranks 12th of the 13 Wisconsin metros, between Oshkosh (36 days) and Kenosha (32 days). On share of listings with a price cut, Racine (32%) ranks 6th of the 13 Wisconsin metros, between Kenosha (33%) and Sheboygan (31%).
Listings spent a median 33 days on market in Sep 2026, the 3rd-fewest of the 385 metros. 32% of active listings carry a price cut, 3.9 points more than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 5% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,831 a month; at 28% of gross income, that takes about $78K a year. The median sale price equals about 17 years of HUD Fair Market Rent, a ratio up 9.5% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $206 per square foot, up 3.8% from a year earlier.
In five of the eight ZIP codes in the table below, median list prices are higher than a year earlier; three are lower.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,831/mo
$78K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Racine compares to other U.S. metros
| Days on market | ↓383rd of 385 |
|---|---|
| Home-price growth | ↑10th of 383 (top 3%) |
| Price cuts | ↓272nd of 385 |
| Price-to-rent | ↑107th of 373 (top 29%) |
| Asking-vs-sale gap | 167th of 292 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 17 +9.5% YoY ↑107th of 373 (top 29%) |
|---|---|
| Asking price / sq ft | $206 +3.8% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 32% +3.9 pts YoY ↓272nd of 385 |
|---|
The median asking price $352K runs about 5% above the median sale price $334K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 8 shown of 13 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 5.5ppRedfin (metro) +12.7% | FHFA HPI · Q2 2026 +7.2% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in WI
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 53105 | $450K↓ | 82↑ | 36↑ | 20 | 41↑ | $403K↑ |
| 53182 | $639K↑ | 27↑ | 12 | 6↑ | 61↑ | $417K↑ |
| 53185 | $516K↑ | 55↓ | 22↓ | 14↓ | 41↓ | $469K↑ |
| 53402 | $320K↓ | 78↑ | 44↑ | 34↑ | 30 | $306K↑ |
| 53403 | $280K↑ | 59↓ | 26↓ | 24↑ | 43↑ | $215K↑ |
| 53404 | $223K↑ | 32↑ | 16↓ | 10↑ | 28↑ | $195K↑ |
| 53405 | $247K↑ | 63↑ | 30 | 28↑ | 31↓ | $236K↑ |
| 53406 | $341K↓ | 96↑ | 38↑ | 28↓ | 31 | $332K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.