Sep 2026
$325K
+2.6% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Sheboygan, WI housing market
Sheboygan, WI metro median sale price $325K in Sep 2026, up 2.6% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Sheboygan, WI metro is $325K as of Sep 2026, up 2.6% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a larger change, up 4.7% through Q2 2026, 2.1 points apart; Price reconciliation below shows both.
On median sale price, Sheboygan ($325K) ranks 7th of the 13 Wisconsin metros Pecan Street tracks, between Eau Claire ($332K) and La Crosse ($324K). On median days on market, Sheboygan (38 days) ranks 9th of the 13 Wisconsin metros, between Janesville (40 days) and Milwaukee (37 days). On share of listings with a price cut, Sheboygan (31%) ranks 7th of the 13 Wisconsin metros, between Racine (32%) and La Crosse (31%).
Listings spent a median 38 days on market in Sep 2026, the 21st-fewest of the 385 metros. 31% of active listings carry a price cut, 4.2 points more than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 13% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,780 a month; at 28% of gross income, that takes about $76K a year. The median sale price equals about 19 years of HUD Fair Market Rent, a ratio down 0.4% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $208 per square foot, down 2.5% from a year earlier.
Median list prices are higher than a year earlier in all five ZIP codes in the table below.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,780/mo
$76K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Sheboygan compares to other U.S. metros
| Days on market | ↓365th of 385 |
|---|---|
| Asking-vs-sale gap | ↑23rd of 292 (top 8%) |
| Price-to-rent | ↑41st of 373 (top 11%) |
| Price cuts | ↓293rd of 385 |
| Home-price growth | 178th of 383 (top 47%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 19 -0.4% YoY ↑41st of 373 (top 11%) |
|---|---|
| Asking price / sq ft | $208 -2.5% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 31% +4.2 pts YoY ↓293rd of 385 |
|---|
The median asking price $367K runs about 13% above the median sale price $325K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 5 shown of 13 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.1ppRedfin (metro) +2.6% | FHFA HPI · Q2 2026 +4.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 53020 | $605K↑ | 28 | 12↑ | 14↑ | 57↑ | $462K↑ |
| 53073 | $549K↑ | 34↑ | 24↑ | 6 | 38↓ | $375K↑ |
| 53081 | $268K↑ | 99↑ | 44↑ | 28↑ | 33↓ | $249K↑ |
| 53083 | $417K↑ | 38↑ | 28↑ | 14↑ | 35↓ | $336K↑ |
| 53085 | $316K↑ | 43↑ | 22↑ | 10↑ | 41↓ | $348K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.