Sep 2026
$324K
+4.4% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
La Crosse, WI housing market
La Crosse, WI metro median sale price $324K in Sep 2026, up 4.4% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the La Crosse, WI metro is $324K as of Sep 2026, up 4.4% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 0.6 points (up 5.0% through Q2 2026).
On median sale price, La Crosse ($324K) ranks 8th of the 13 Wisconsin metros Pecan Street tracks, between Sheboygan ($325K) and Janesville ($307K). On median days on market, La Crosse (45 days) ranks 4th of the 13 Wisconsin metros, between Fond du Lac (48 days) and Wausau (45 days). On share of listings with a price cut, La Crosse (31%) ranks 8th of the 13 Wisconsin metros, between Sheboygan (31%) and Milwaukee (27%).
Listings spent a median 45 days on market in Sep 2026, fewer than in most of the 385 metros. 31% of active listings carry a price cut, 3.7 points more than a year earlier. That share is lower than in most of the 385 metros.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,775 a month; at 28% of gross income, that takes about $76K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 8.1% from a year earlier. Active listings ask a median $187 per square foot, up 1.6% from a year earlier.
In three of the four ZIP codes in the table below, median list prices are lower than a year earlier; one is higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,775/mo
$76K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How La Crosse compares to other U.S. metros
| Days on market | ↓312th of 385 |
|---|---|
| Price cuts | ↓298th of 385 |
| Home-price growth | ↑106th of 383 (top 28%) |
| Price-to-rent | 170th of 373 (top 46%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 -8.1% YoY 170th of 373 (top 46%) |
|---|---|
| Asking price / sq ft | $187 +1.6% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 31% +3.7 pts YoY ↓298th of 385 |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 4 shown of 26 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Recent notable readings
- Zillow home values were lower than a year earlier in none ZIP codes across the La Crosse metro (Sep 2026): the 23rd-lowest share among the 274 U.S. metros Pecan Street tracks with enough ZIP-level data to compare.
Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.
Price reconciliation
normal · 0.6ppRedfin (metro) +4.4% | FHFA HPI · Q2 2026 +5.0% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in WI
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 54601 | $334K↓ | 68↑ | 34↑ | 26↑ | 40↓ | $298K↑ |
| 54636 | $500K↓ | 59↑ | 24↓ | 12↓ | 53↑ | $419K↑ |
| 54650 | $400K↓ | 37↓ | 20↑ | 12↑ | 44↑ | $363K↑ |
| 54665 | $376K↑ | 37↑ | 12↑ | 12↑ | 69↓ | $282K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.